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 What is merchant account processing?
Tell me about Paymentech
How will I get paid for credit card transactions?
Will I receive statements from Paymentech?
What credit card types may I accept?
What type of bank account do I need?
I already have a retail merchant account. Why do I need another one?
Am I required to have a physical storefront to process credit cards with Paymentech?

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 How do I get a merchant account?
Is there a fee for processing my application?
Is there a contract to sign?
What information will I need to complete the application?
How long will it take me to complete the online application?
What are the Terms and Conditions?
May I review the application without submitting it for processing?
How long does the application approval process take?
Is my application information secure?
How do I know my merchant application was received? What do I do if it was not received?
Who will review the information on my application?
What happens after my application is approved?
How quickly can I begin processing credit cards once my application is approved?
Will I need to purchase additional equipment?

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 Processing Orders
Real-time authorizations
Special transactions
Using Address Verification Service (AVS)

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 Operating Procedures Guide Overview
Important Phone Numbers / e-mail addresses
Honoring Cards
Authorizations/Verifying Expiration Dates/Users of than cardmembers
Refunds and Exchanges
Timeliness and Delayed Delivery or Deposit Balance
Visa Recurring Transaction Regulation
Deposits of Principals
Sales and Credit Record Data and Retention
Submission of Sales for Merchants Other Than Your Business
Media Retention and Retrieval Request Elements
Chargebacks (Process, Dispute, Reasons, Reversals, and Collections
Other Debits
Summary (Deposit) Adjustments and Electronic Rejects
Disputing Chargebacks, Debits and Summary Adjustments
Change of DDA Number (Checking Account), Legal Name or Structure, DBA names, Address or phone numbers
Compliance Programs --Visa ® and MasterCard ®
Moneta Information
How to read your statement
Definitions

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